Terms of Service

1. Acceptance of Terms

By accessing or using Mr. Guy Invests (“the Service”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. These terms apply to all visitors, registered users, and anyone who accesses the Service.

2. Eligibility

You must be at least 13 years old to use this Service. By using the Service, you represent that you are at least 13 years of age. Users under 18 must have parental or legal guardian permission. We reserve the right to terminate accounts of users who do not meet these requirements.

3. Not Financial Advice

The content on Mr. Guy Invests — including but not limited to AI-generated stock grades, market commentary, portfolio analysis, bull/bear arguments, earnings summaries, macro data, insider trade data, and financial translations — is provided for informational and educational purposes only.

This content does not constitute:

• Financial advice or investment advice
• A recommendation to buy, sell, or hold any security
• A solicitation or offer to buy or sell any investment product
• Legal, tax, or accounting advice

Past performance data shown on this site does not guarantee or predict future results. All investments involve risk, including the possible loss of principal.

4. Data Accuracy

Financial data displayed on this site is sourced from third-party market data providers, SEC EDGAR, and other public sources. We make no warranty that data is accurate, complete, up-to-date, or suitable for any particular purpose. Market data may be delayed. AI-generated analysis may contain errors or omissions. Always verify data independently before relying on it.

5. AI-Generated Content

Several features on this site use artificial intelligence (Anthropic Claude) to generate content. AI-generated content may be inaccurate, incomplete, or outdated. It is provided for entertainment and educational purposes only. We are not responsible for any decisions made based on AI-generated analysis, grades, translations, or commentary.

6. Simulated Features

The “$100K Challenge” and virtual trading features use simulated money only. No real funds are involved. Simulated trading results do not reflect or predict real-world investment performance. These features are provided for educational and entertainment purposes only.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Mr. Guy Invests and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Service, including but not limited to financial losses resulting from investment decisions made based on content from this site.

The Service is provided “as is” and “as available” without warranties of any kind, express or implied.

8. User Accounts

You are responsible for maintaining the security of your account credentials. You must not share your account with others. We reserve the right to suspend or terminate accounts that violate these terms or that are used for unauthorized purposes.

9. Intellectual Property

The Mr. Guy Invests name, logo, and original content are owned by us. Financial data displayed on the site belongs to its respective data providers. You may not reproduce or redistribute content from this site without permission.

10. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes your acceptance of the revised Terms.

11. Contact

For questions about these Terms, contact us at: waverave77@gmail.com