What is Mr. Guy Invests?

Mr. Guy Invests is a beginner-friendly way to learn investing. It combines gamified bite-sized lessons, a $100K virtual practice account, an investing dictionary, and an AI tutor that explains any stock in plain English.

Is Mr. Guy Invests free?

Yes. The lessons, the investing dictionary, and the full $100K Challenge are free with no credit card required. A Pro plan ($4.99/month) removes the daily limits on the AI tools.

What is the $100K Challenge?

The $100K Challenge is a free game where you start with $100,000 in virtual cash and buy and sell real stocks at real prices. It is a risk-free way for beginners to practice investing and climb the leaderboard.

Is Mr. Guy Invests financial advice?

No. Mr. Guy Invests is for informational and educational purposes only. Nothing on the site constitutes financial advice or a recommendation to buy or sell any security. Always consult a qualified financial advisor before making investment decisions.

Who is Mr. Guy Invests designed for?

Mr. Guy Invests is designed for complete beginners who want to learn investing without the confusing finance-speak. Everything — the lessons, the practice account, and the AI tutor — is written in plain English, no finance background needed.

What is included in Mr. Guy Invests?

Mr. Guy Invests includes a gamified learning path, the $100K Challenge virtual trading game, Ask Mr. Guy (plain-English AI answers about any stock), an investing dictionary, stock research, a markets overview, and an earnings calendar.

Terms of Service

Last updated: May 25, 2026

Important Notice — Not Financial Advice

Mr. Guy Invests provides AI-generated analysis for informational and educational purposes only. Nothing on this platform constitutes financial advice, investment advice, or a recommendation to buy, sell, or hold any security. Past performance does not guarantee future results. All investments involve risk, including the possible loss of principal. Always consult a qualified financial advisor before making any investment decision.

1. Acceptance of Terms

By accessing or using Mr. Guy Invests (“the Service”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to these Terms, you must not use the Service. These Terms apply to all visitors, registered users, and anyone who accesses or uses the Service in any manner.

We reserve the right to update these Terms at any time. We will notify you of material changes via email or an in-app notice. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least 13 years of age to create an account or use the Service. Users between the ages of 13 and 17 should review these Terms with a parent or guardian before registering. By registering, you represent and warrant that you are 13 or older. If you are accessing the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has created an account, we will delete that account and its associated data. If you believe a child under 13 has registered, please contact us at support@mrguyinvests.com.

We reserve the right to terminate or suspend accounts that do not meet eligibility requirements without notice.

3. Service Description

Mr. Guy Invests is a financial data and education platform that provides:

AI-generated stock analysis, market commentary, and financial Q&A
Portfolio and watchlist tracking tools
Insider trade and institutional holding data sourced from public SEC filings
Earnings calendars and market briefings
Stock screeners, price alerts, and research tools
Virtual (simulated) portfolio and trading features

All content and tools are provided for informational and educational purposes only. Mr. Guy Invests is not a registered investment adviser, broker-dealer, or financial planning firm.

4. Not Financial Advice

The content on Mr. Guy Invests — including AI-generated analysis, stock grades, market commentary, earnings summaries, insider trade data, hedge fund tracking, and financial translations — does not constitute:

Financial advice or investment advice of any kind
A recommendation to buy, sell, or hold any security or financial instrument
A solicitation or offer to buy or sell any investment product
Legal, tax, or accounting advice

Past performance data shown on this platform does not guarantee or predict future results. All investments involve risk, including the possible loss of principal. You are solely responsible for your own investment decisions. Mr. Guy Invests expressly disclaims any liability for financial losses arising from reliance on content provided through the Service.

5. AI-Generated Content Disclaimer

Disclaimer: Mr. Guy Invests provides AI-generated analysis for informational and educational purposes only. This is not financial advice. Past performance does not guarantee future results. Always consult a qualified financial advisor before making investment decisions.

Several features use artificial intelligence — including models provided by Anthropic (Claude), xAI (Grok), DeepSeek, and other AI providers — to generate content. AI-generated content:

May be inaccurate, incomplete, outdated, or inconsistent
May reflect the biases or limitations of the underlying AI model
Is not reviewed or verified by licensed financial professionals
Should not be the sole basis for any financial decision

We are not responsible for any decisions, losses, or outcomes resulting from reliance on AI-generated analysis, grades, commentary, or other AI-powered features.

6. Data Accuracy

Financial data on Mr. Guy Invests is sourced from third-party market data providers, SEC EDGAR, and other public sources. We make no warranty that data is accurate, complete, up-to-date, or suitable for any purpose. Market data may be delayed. Always verify data independently before relying on it for any financial decision.

7. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

Scrape, crawl, or systematically extract data from the Service without our prior written permission
Use automated tools, bots, or scripts to access the Service beyond normal usage
Attempt to manipulate, reverse-engineer, or circumvent usage limits, paywalls, or security measures
Use the Service to engage in market manipulation, fraud, or any illegal activity
Reproduce, redistribute, or commercially exploit content from the Service without prior written permission
Share your account credentials or allow others to access your account
Upload or transmit malware, viruses, or any malicious code
Use the Service in any way that could damage, disable, or impair its operation

We reserve the right to terminate accounts that violate these provisions, with or without prior notice.

8. Pro Subscription — Billing and Cancellation

Mr. Guy Invests offers a free tier and an optional paid Pro subscription. The following terms apply to Pro subscribers:

Billing: Pro subscriptions are billed on a recurring monthly basis through Stripe. By subscribing, you authorize us to charge your payment method automatically on each renewal date until you cancel.

Cancellation: You may cancel your subscription at any time through the “Manage Subscription” option in your account Settings. Upon cancellation, you retain access to Pro features until the end of your current billing period. No prorated refunds are issued for unused time within a billing period.

Refund policy: We offer refunds within 7 days of your initial subscription purchase if you are unsatisfied with the Service. After 7 days, no refunds will be issued. Refund requests must be submitted to support@mrguyinvests.com within the 7-day window.

Price changes: We reserve the right to change subscription pricing with at least 30 days' notice provided to active subscribers via email. Continued use of the Service after a price change takes effect constitutes acceptance of the new pricing.

Failed payments: If a payment fails, we may suspend or downgrade your account to the free tier until payment is resolved.

9. Simulated / Virtual Trading Features

Virtual portfolio and simulated trading features use fictional capital only. No real money is involved, wagered, or at risk. Simulated trading results are not representative of actual market conditions and do not predict real investment performance. These features are provided solely for educational and entertainment purposes.

10. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorized access or security breach. We reserve the right to suspend or terminate accounts at our discretion if we determine they are being used in violation of these Terms or in a way that could harm the Service or other users.

11. Intellectual Property

The Mr. Guy Invests name, logo, branding, and all original platform content are owned by Mr. Guy Invests and are protected by applicable intellectual property laws. Financial data displayed on the platform belongs to its respective data providers. You may not reproduce, redistribute, sublicense, or commercially exploit any content from the Service without our prior written permission.

12. Limitation of Liability

To the maximum extent permitted by applicable law, Mr. Guy Invests and its operators, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Service. This includes, without limitation, financial losses resulting from investment decisions made based on content from this platform, loss of data, loss of profits, or service interruptions.

The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

In jurisdictions that do not allow the exclusion of certain warranties or limitation of liability, our liability is limited to the fullest extent permitted by law. In no event shall our total liability to you exceed the amount you paid us in the 12 months preceding the claim.

13. Indemnification

You agree to indemnify and hold harmless Mr. Guy Invests and its operators from any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

14. Governing Law and Disputes

These Terms are governed by the laws of the State of California, United States, without regard to its conflict-of-law provisions. Any disputes arising from these Terms or your use of the Service shall be resolved in the state or federal courts located in California, and you consent to the personal jurisdiction of such courts. If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will provide at least 30 days' notice by posting the updated Terms on this page and sending an email notification to all registered users. The “Last updated” date at the top of this page reflects when the most recent changes took effect. Continued use of the Service after the effective date constitutes your acceptance of the revised Terms.

16. Contact Us

For questions about these Terms, subscription issues, or refund requests, contact us at: support@mrguyinvests.com